Business Savings

1 Montecito Bank & Trust does not charge for the Mobile Banking service; however, your wireless provider may charge for Internet access and text messages. Please check with your wireless provider. 2 In accordance with limitations set by Federal regulations this account is allowed up to six (6) transfers or withdrawals by means of a transfer (preauthorized, automatic, telephone or online), check, draft, debit card, or similar order to a third party per month. Activity in excess of the allowable Federal limit may result in the account being converted or closed. Any transfers or withdrawals in excess of six (6) per month will be assessed a $15 Excess Activity Fee per transfer or withdrawal.

What documents will you need to open a business account? Here's a simple checklist of required documents.