SCAM WARNING - Fraudsters are calling clients, spoofing the Bank's phone number and posing as MB&T employees. These fraudsters ask for Online Banking passwords and one-time PINs. We will never ask for this information. Please hang up & call your branch, Relationship Manager, or our Service Center (805-963-7511) immediately.
SCAM WARNING - Bankers never ask for your Online Banking password or one-time codes. Learn More
Memorial Day - Our offices will be closed May 25th in observance of Memorial Day.
Memorial Day - Our offices will be closed May 25th in observance of Memorial Day.
Small businesses represent 99.9% of all businesses in California, which is why the Governor declared May 1st- 7th Small Business Week. For Montecito Bank & Trust, a week isn't enough. We're going to celebrate all month long! As a Community Bank, one of our primary roles is to gather local deposits and lend those dollars back out into the community to promote economic activity – by doing things like helping entrepreneurs grow their local businesses.
During the month of May, we invite you to join us in celebrating the local businesses that make the Central Coast such a special place to live and work by entering our Small Business Month Sweepstakes for a chance to win a $100 Gift Card!
Start Date: May 1, 2026
End Date: May 31, 2026
Drawing Date: June 10, 2026