Understanding FDIC Insurance

Since 1975, Montecito Bank and Trust has been operating under safe and sound business principles. We understand the importance of keeping your money safe and want you to feel confident in how your deposits are protected.

Montecito Bank & Trust is a member of the Federal Deposit Insurance Corporation (FDIC). FDIC insurance protects up to $250,000 per depositor, per insured bank, for each account category.

Looking for more resources? Here are some helpful links

Visit the FDIC Website

Read more from the FDIC

Go to the FDIC Electronic Deposit Insurance Estimator (EDIE)