EVP / Chief Credit Officer
David joined Montecito Bank and Trust in July 2017, after 43 years in the Banking industry. Beginning his banking career with Bank of America in Corporate and International Banking, David has held various positions with both multinational and regional financial institutions. Before joining Montecito Bank & Trust, he was EVP and Chief Credit Officer with a community bank in San Jose for five years, where he was Chairman of the Management Loan Committee and member of the Executive Management Team. Prior to 2012, David spent 9 years with Santa Barbara Bank and Trust as an EVP in Credit Administration.