VA Home Loans

You served us, now let us serve you. With a Veterans Affairs (VA) Home Loan you can secure a place to call home. A VA Home Loan from MB&T offers rates lower than traditional mortgages and the ability to borrow up to 100% of the property's value, all with the service, support and local expertise you expect from a community bank.

Available to veterans, reservists, active-duty and surviving spouses of veterans, based on entitlement. For more information on this program and how to request your Certificate of Eligibility, visit the U.S. Department of Veteran Affairs.

  • Loans up to $1,000,0001
  • Owner occupied
  • Fixed-rate and Adjustable-Rates
  • Local Market Expertise
  • Single family, PUDs, condos, manufactured homes2
  1. Credit approval required.
  2. Owned land only.

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We offer three financing options to help you purchase or refinance your home.


Found your dream home? Let us help you make that dream a reality.


Take advantage of low interest rates to lower your monthly mortgage payment or shorten your loan term.

Interest Rate Reduction Refinance Loan (IRRRL)

Replace your current VA loan for one with lower monthly payments or make payments more stable.

For more information about VA Home Loans contact a mortgage lender today.

Olivia Brown

Olivia Brown
Santa Barbara County

Mortgage Loan Originator

NMLSR ID# 879698