Janet Garufis

Janet Garufis joined Montecito Bank & Trust in 2004 and joined the bank’s Board of Directors when she was appointed as President and Chief Executive Officer in 2006. Janet began her distinguished banking career as a teller over 50 years ago with Security Pacific Bank. She rose through the ranks of retail banking, completed the Security Pacific Management Training Program, and went on to successfully lead retail banking, business banking and private banking organizations at Security Pacific and Bank of America. She retired from banking in 1998 and moved to Santa Barbara in 2002 to pursue a PhD at UCSB.

• B.A and M.A from California State University Northridge
• Graduate of Pacific Coast Banking School at the University of Washington
• Honorary Degree, Doctor of Philosophy in Humane Letters, Fielding Graduate University
• Director of the Pacific Business Management Institute of Pacific Coast Banking School
• Past Chair of the Western Independent Bankers Association, past President of the National Community Depository Institutions Advisory Council of the Federal Reserve Bank (CDIAC)
• Awards and accolades include American Banker – 25 Most Powerful Women to Watch (2015 and 2017), Pacific Coast Business Times - Top 50 Women in Biz (2007 – 2024), 2023 PCBT Hall of Fame, SFSB Sout Coast Biz & Tech Executive of the Year (2018), CSUN Distinguished Alumni Award (2018), Santa Barbara Person of the Year (2017), United Way Abercrombie Community Excellence Award (2015), Association of Fundraising Professionals – Volunteer of the Year (2015), American Heart Association - Lifestyle Change Award (2013), Girls Inc. (Carpinteria) - Women of Inspiration Award (2012), Santa Barbara Chamber Businesswoman of the Year (2010)