S. Lachlan Hough

Mr. Hough was elected to the Board of Directors of Montecito Bank & Trust in 2017. With over 30 years of banking and diversified financial service experience Mr. Hough served as President & CEO of Security Pacific Asian Bank Ltd, Hong Kong from 1988 to 1992 and was Managing Director and Area Head of Asia Pacific and the Subcontinent Region for American Express Bank Ltd. from 1992 to 2004. He currently serves as an Advisory Board member for Shaw Kwei Partners (Hong Kong), a firm that specializes in private equity investments.

A resident of Carpinteria, Mr. Hough is a passionate golfer and avid reader who holds a B.A. in Economics from the University of Redlands, and an MBA in Finance and Management from the University of Southern California. Mr. Hough's prior board service includes the Board of Governors, United World College (2002 to 2004) and serving as a Director and Treasurer of the American Association of Singapore (1997 to 2004).

Throughout the history of the Bank, what are you most proud of?

"It is an honor to support management in the strategic growth and direction of the most dynamic community bank on the Central Coast. I am most proud of our Community Dividends^® program, which truly sets MB&T apart from the other financial institutions operating on the Central Coast. We are the leader in philanthropic giving to nonprofits on the Central Coast thanks to our founder, Michael Towbes, who started the program 20 years ago. The bank has a steadfast commitment to continuing this program going forward and helping to realize the sustained impact of the Bank's giving."