Business Interest Checking

Designed for all businesses looking to earn a competitive rate of interest.

  • FREE Digital & Mobile1 Banking
  • FREE Online Bill Pay
  • Relationship Account Rewards
  1. Montecito Bank & Trust does not charge for the Mobile Banking service; however, your wireless provider may charge for Internet access and text messages. Please check with your wireless provider.
  2. Waiver is valid for Business Interest Checking accounts opened through June 30, 2024.
  3. Items include: regular deposits, deposited items, ATM deposits and withdrawals, transfers (in-person, online, automatic and telephone), manual loan payments, cashed checks, deposits received by mail, ACH debits, cashier check debits, officer approved checks and POS transactions (one-time and recurring).

What documents will you need to open a business account? Here's a simple checklist of required documents.