Community Dividends^® Checking

Our standard Community Dividends account is a simple, interest bearing transaction account specially designed for 501(c)(3) local nonprofits.

Montecito Bank & Trust does not charge for the Mobile Banking service; however, your wireless provider may charge for Internet access and text messages. Please check with your wireless provider.
Items include: deposits and deposited items (excluding CheckCapture items which are billed separately), withdrawals (ATM and in person), transfers (in-person, online, automatic and telephone), manual loan payments, paid items (checks and debits), ACH debits, and POS transactions (one-time and recurring).

What documents will you need to open a business account? Here's a simple checklist of required documents.

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Community Dividends® Checking