SCAM WARNING - Fraudsters are calling clients, spoofing the Bank's phone number and posing as MB&T employees. These fraudsters ask for Online Banking passwords and one-time PINs. We will never ask for this information. Please hang up & call your branch, Relationship Manager, or our Service Center (805-963-7511) immediately.

SCAM WARNING - Bankers never ask for your Online Banking password or one-time codes. Learn More

Signature Banking Services

Services designed with you in mind.

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As part of our commitment to providing you with premier banking services and personalized attention, as a Montecito Bank & Trust Wealth Management client you also have access to our suite of Signature Services.

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ICS / CDARS

With IntraFi Network Deposits you can access multi-million-dollar FDIC insurance and earn interest, all through a single bank relationship.

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Private Access Checking

Exclusive to Wealth Management clients, this account offers higher interest on higher balances plus a full suite of complimentary in-branch services.

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Wealth Maximizer Line of Credit

Take advantage of the next big opportunity or must-have purchase with a high-limit line of credit using your Wealth Management assets as collateral.

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Certificates of Deposit

Certainty, security, control, and a variety of terms to fit your needs.

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Safe Deposit Box

Available at eight of our secure branch locations and free of charge for Wealth Management clients, these are ideal for protecting your most valuable documents and belongings.