Montecito Bank & Trust Business Banking

You know better than anyone that managing your business takes vision, creativity, and lots of hard work. It also takes a close, collaborative banking relationship that supports your company as it grows and evolves. The first step in building that kind of partnership is finding the right bank -- one with the stability, financial resources, and strong commitment to meet your current needs and future goals. Discover why MB&T is the choice of so many local nonprofits and small and large businesses.

Meet the Teams

From our lending team to our branch managers, Montecito Bank & Trust is your Central Coast team.

Business Lending

Flexible financing options designed to help your small business, commercial business or nonprofit grow.

Business Banking

From basic checking and interest bearing accounts, to savings and CDs, we have a selection that fits your business's needs.

Cash Management

A full-service suite to help your business better manage incoming and outgoing cash flows.


Whether building your small business's retirement plans, creating your own retirement nest egg or managing your nonprofit's endowment, we have you covered.

Nonprofit Banking

Put our combination of nonprofit knowledge, products and services to work for you.

Additional Services

An array of services to help you manage your business and banking needs.