Business Access CD

Enjoy the higher earning potential of a traditional CD without losing the ability to access your funds.1

1 Penalty for early withdrawal will be imposed if: 1) first withdrawal causes the balance to fall below $10,000, 2) more than one withdrawal is made during the term of the CD or 3) the withdrawal is made within the first six (6) days of the initial deposit (or last deposit) or within six (6) days of a partial withdrawal. 2 Montecito Bank & Trust does not charge for the Mobile Banking service; however, your wireless provider may charge for Internet access and text messages. Please check with your wireless provider.

What documents will you need to open a business account? Here's a simple checklist of required documents.