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Together we can make it happen

MB&T Advisors is a local team of financial planning professionals, offering clients investment options to buy and sell mutual funds, equities, bonds and other investment products and services, through its relationship with LPL Financial. LPL Financial provides MB&T Advisors with access to a broad range of competitive and fee-based asset management programs, in addition to industry-leading, objective research and a comprehensive array of tools, resources and technology.

Making your money work harder

  • Do you maintain high balances (checking/ savings)

  • Have maturing & renewing CDs?

  • Seek diversification of your deposits?

Managing Life Events

  • Planning for college tuition

  • Recently moved to a new area

  • Sold house/business

  • About to retire

  • Recently married or divorced

  • Received an inheritance

Planning for the Long-Term

  • Business Owners

  • Questions about IRAs or other Retirement Options

  • Curious about financial markets & the economy

  • Concerned about today’s rate of return

Montecito Bank & Trust is not a registered broker-dealer and is not affiliated with LPL Financial. Securities and Financial Planning offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates.

Investment products:
Are Not FDIC Insured May Lose Value Are Not Bank Guaranteed
Are Not Insured by Any Government Agency Are Not a Deposit
Are Not FDIC Insured
May Lose Value
Are Not Bank Guaranteed
Are Not Insured by Any Government Agency
Are Not a Deposit

Meet Our Team

MB&T Advisors

Overview of LPL Financial

LPL Financial is one of the leading financial services companies and the largest independent broker/dealer in the nation*. For more than four decades, the firm has served as an enabling partner, supporting financial advisors in their goals of protecting and growing their clients' wealth. A chief objective of LPL Financial is to reduce the complexity of running a financial services practice so advisors can focus on what they do best - help their clients attain their financial goals and fulfill their dreams.

With headquarters on both coasts, LPL Financial supports financial advisors in helping their clients by offering a robust mix of services and tools such as:

  • Enabling technology
  • Comprehensive clearing and compliance services
  • Practice management programs and training
  • Independent research

LPL Financial understands that providing Americans with objective investment advice is critical to their financial security. Because the firm has no proprietary products to sell, LPL Financial advisors can provide truly objective investment recommendations.

The firm's mission is clear:

We believe that objective financial guidance is a fundamental need for everyone. We enable our customers to focus on what they do best - create the personal, long-term client relationships that are the foundation for turning life's aspirations into financial realities.

Thousands of financial advisors nationwide rely on LPL Financial to help meet their clients' financial needs. They do so by using the firm's tools and resources that help them discover their clients' priorities, dreams, and passions; analyze and develop financial plans that support every stage of their clients' lives; and make product recommendations that put clients on the path to pursuing their goals

For more information about LPL Financial, visit

Check the background of this firm on FINRA’s BrokerCheck.

Securities offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. The investment products sold through LPL financial are not insured Montecito Bank & Trust deposits and are not FDIC insured. These products are not obligations of Montecito Bank & Trust and are not endorsed, recommended or guaranteed by Montecito Bank & Trust or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible. Montecito Bank & Trust and MB&T Advisors are not registered broker/dealers and are not affiliated with LPL Financial

*As reported by Financial Planning Magazine, June 1996-2012, based on total revenue.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: CA, HI, NV, WA