The Business Credit Card for local businesses!

There are a lot of choices for credit cards out there. But when you choose the Montecito Bank & Trust business credit card, you’ll still get cash back rewards and a 0% introductory APR on purchases for the first 12 months PLUS the satisfaction of knowing that by choosing a community bank you’re choosing a local business just like you; complete with the service and convenience you’ve come to expect from the largest locally owned community bank on the Central Coast.


Limited Time1
Intro APR
On Purchases
For 12 Months

After the intro period, your APR will be between 12.24% - 24.34% based on creditworthiness.

  • Automatic Cash Back Rewards
  • EMV Chip Security
  • Online Management Tool

Maximize your possibilities with a credit card that is right for your small business.

1Promotion ends July 31, 2018. 2Subject to credit approval.

The Business Credit Card that lets you earn points on all purchases for automatic cash back rewards.

CardValet ®

The mobile app that helps you control where, when and how your business credit card is used.