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Business

Business Loans

Our business lending solutions can help you capitalize on opportunities.

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Flexible Financing Solutions

For 50 years, business owners have partnered with Montecito Bank & Trust when their business was ready to grow.

Supplies
Equipment
Inventory
Short and Long-Term Working Capital
Payroll

Business Loans & Lines of Credit

BizMax® Loans and Lines of Credit

Loans $10,000 - $250,0000

  • Short or long-term working capital
  • Inventory purchases
  • Equipment purchases
Learn more
Commercial Lending

Loans over $1,000,000

  • Loans and Lines of Credit
  • Real Estate and Constuction Financing
  • Equipment Loans
Learn more
Government Guaranteed Lending & Small Business Lending

Loans up to $5,000,000

  • Working capital
  • Inventory purchases
  • Equipment purchases
Learn more
BizMax® Loans and Lines of Credit

Loans $10,000 - $250,0000

  • Short or long-term working capital
  • Inventory purchases
  • Equipment purchases
Learn more
Commercial Lending

Loans over $1,000,000

  • Loans and Lines of Credit
  • Real Estate and Constuction Financing
  • Equipment Loans
Learn more
Government Guaranteed Lending & Small Business Lending

Loans up to $5,000,000

  • Working capital
  • Inventory purchases
  • Equipment purchases
Learn more

Want to connect?

We're here when you need us.

Request more information ATM & branch locations Call us at (805) 963-7511

Additional Services

Ready to explore? Here are some more great options we think you'll love.

A man holding his phone and a woman holding her credit card in a warehouse.
Business Credit Cards

Multiple cards - one easy to manage account. Earn cash back on every purchase!

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A professional working womans showing her laptop screen to another professional working man.
Cash Management

From electronic transfers to enhanced account monitoring, we’ve got powerful tools for your business banking toolbox.

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Owner Occupied Real Estate Loan

When you're ready to buy or expand your space, we're here to help.

Learn More