Allow us to introduce ourselves

As the largest locally owned community bank on the Central Coast, Montecito Bank & Trust remains committed to our founding principle: to make the communities we serve better places to live and work.


Opened our first branch on March 17, 1975


Knowledgeable associates are ready to help our customers and communities


Convenient branches across Santa Barbara and Ventura counties


Millions donated to our local communities to date

  • Meet Our Team

  • Meet Our Team

    Skilled. Dedicated. Attentive. Those are just a few words to describe the talent at Montecito Bank & Trust.

  • Through The Years

    What began as a single branch in 1975 has become a catalyst for good in the communities we serve. Our story is what guides us today and leads us forward for generations to come.

  • Through The Years