Redeem Rewards Your Way - You Choose!

Preferred Rewards Credit Card

MB&T Preferred Rewards Credit Card
0 percent introductory APR for purchases and balance transfers.
0% Intro APR for one year following account opening. After that, 18.99% to 28.99% variable APR. Learn more
  • Rewards
  • Pay with Points
  • No Annual Fee
  • Contactless Digital Wallets

3x Reward Points on Donations & Charitable Giving1 All Year Long!

It wouldn’t be a MB&T credit card if we didn’t offer a tie back to nonprofits! Earn 3x reward points anytime you donate to a charity using your MB&T Preferred Rewards Credit Card. Learn how.

Plus 3x Reward Points on Quarterly Bonus Categories in 2024!

Here’s a sample of the reward opportunities throughout 2024. These are subject to change at any time, but we will keep you posted on the variety of 3x reward point opportunities you will have with your Preferred Rewards card at the beginning of each new quarter.

Jan 1 - Mar 31
New Year Essentials
Apr 1 - Jun 30
Dining Out
Bars, Wineries3
Jul 1 – Sept 30
The Necessities
Subscription Services4
Oct 1 - Dec 31
Away for the Holidays
Airline Tickets

  1. Charitable and Social Organizations are defined as non-political fund-raising organizations engaged in soliciting charitable donations/contributions on behalf of organizations engaged in social welfare services, or social service organizations engaged in social welfare services. This Merchant Category Code (MCC) also includes crowd funding merchants that accept donations on behalf of individuals raising money for various causes without receiving any perceived or actual financial benefit for doing so.
  2. The New Year Essentials reward categories include service stations, automated fuel dispensers, grocery stores and supermarkets.
  3. Dining Out reward categories include restaurants, bars and wineries.
  4. The Necessities reward categories include Utilities (electric, gas, water, sanitary), Telecommunication Services (cell phone, land-line), Cable, Satellite, and other pay Television/Radio/Streaming Services, Internet Providers and Computer Network/Information Services.
  5. The Away for the Holidays reward categories include ride shares, airline tickets, and lodging.
  6. 3x points per dollar per transaction up to $5,000 on bonus rewards categories. 1x point per dollar will be applied to the remaining amount of the transaction.
  7. Based on credit worthiness.

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