Anytime, Anywhere Banking
Montecito Bank & Trust's Online Banking is powerful and user-friendly, giving you the control to manage your accounts from anywhere you're connected. Whether you prefer to bank from your desktop or from our convenient mobile app, online banking provides flexible options for making deposits, transferring funds, paying friends or bills, monitoring your credit score and budget or simply checking your balances.
Secure Online Access
With MB&T Online Banking, managing your finances has never been easier or more secure. Smart technology and multi-factor authentication ensure your accounts are always protected. Quickly check balances, review transaction history, make payments, transfer funds, and more - all from the comfort of your home.
Bill Pay & eBills
With Bill Pay and eBills, paying your bills is easier than ever. No more envelopes, stamps, or multiple websites - receive your invoices and pay all your bills in one spot with just a few clicks. You can schedule payments in advance or take care of them when it's convenient for you. It's a fast and easy way to organize your bills and get them paid on time.
Zelle®
With Zelle®, sending and receiving money is fast and easy. Whether you're paying a friend or splitting the bill, the money transfers directly from your account to theirs in minutes. Plus, it's built right into MB&T Online Banking, so there's no extra app to download!
Automated Alerts
Setting up automated alerts is a smart way to get the information that matters to you without lifting a finger. You can receive notifications from account changes to transaction activity through your preferred method - email, text, or push notification. This means you'll always be in the loop, whether you're at home or on the go!
Financial Dashboard
Finance Manager is your financial information center, allowing you to see all your accounts from different financial institutions in one place. Easily categorize your transactions to gain insights into your spending habits, view your income statement, and set budgets tailored to your goals.
Check Your Credit Score with MB&T Credit Pulse
Track your financial health with real-time access to your credit report and score. Detailed insights and built-in simulators help you make smart financial decisions impacting your credit score. This tool can help you achieve and maintain strong credit.
Quicken & QuickBooks
We offer a direct connection to Quicken and QuickBooks so you can automatically sync your transactions and keep everything organized in one place. With your data updated in real time, you'll always have a clear view of your financial picture without the hassle of manual entry.
Mobile Banking
More than just account access on the go. The MB&T Mobile app offers fast balances, text banking, mobile deposit, Zelle, and even access to your credit report – right from the comfort of your couch (or wherever you want to be).
View Balances & Transfer Funds
Your account balances and transaction activity, right at your fingertips. You can even transfer funds between your MB&T accounts, or to and from your accounts at another financial institution.
Pay Friends & Family with Zelle
Zelle is the fast, safe, and free solution for sending money to friends and family - instantly!
Manage Your Cards
With CardControl, you control how, when, and where your card is used. Lost card? Turn it off in an instant from the app.
Make Deposits
Skip the drive to the bank to deposit a check! We make it easy to deposit checks straight from our app.
Download our mobile app to get started today!
Additional Services
Ready to explore? Here are some more great options we think you'll love.
