Online Banking

Montecito Bank & Trust’s Online Banking is powerful and user-friendly, giving you the control to manage your accounts from anywhere you’re connected. Whether you prefer to bank from your desktop or from our convenient mobile app, online banking provides flexible options for making deposits, transferring funds, paying friends or bills, monitoring your credit score and budget, or simply checking your balances.

  • Bill Pay with eBills
  • Direct Connect to Quicken® /QuickBooks®
  • View Your Credit Score1 with Credit Pulse
  • Pay Friends and Family with Zelle®2
  • Personal Financial Management
  • Custom Alerts
  • Enhanced Security
  1. The score provided under this service is for educational purposes only and may not be the score used by Montecito Bank & Trust to make credit decisions. We may use other FICO® Score versions and other information when you apply for credit.
  2. Zelle is intended for sending money to family, friends, and people with whom you are familiar. We recommend that you do not use Zelle to send money to persons that you do not know. Transfers require enrollment in the service and must be made from an eligible Montecito Bank & Trust consumer deposit account to a domestic bank account. Dollar and frequency limits apply. Please refer to the Bill Pay and Zelle Terms of Service presented at service sign up.

MB&T Mobile Banking

The MB&T mobile app is more than just account access on the go. We offer fast balances, text banking, mobile deposit, bill pay, Zelle, and even access to your credit report – right from the comfort of your couch (or wherever you want to be).

  • Mobile Deposit
  • CardControl Access
  • Touch/Face ID

Download it today!*

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* Montecito Bank & Trust does not charge for the Mobile Banking service; however, your wireless provider may charge for Internet access and text messages. Please check with your wireless provider.