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SCAM WARNING - Bankers never ask for your Online Banking password or one-time codes. Learn More

Memorial Day - Our offices will be closed May 25th in observance of Memorial Day.

Business

Small Business Month

Big solutions for small business!

Up to $995 in Savings!

Montecito Bank loves small business

MB&T is celebrating local small businesses with our Spring Business Promotion! Our scalable and customizable business solutions include everything from competitive credit options to smart cash management tools. Let's get that cash flow flowing!

Offer ends 6/30/26!

Cash Management Services

Save up to $345

Monthly service fee waiver for 3 months on any Cash Management package¹

Learn more

BizMax® Lines of Credit

Save $250

Reduced rate and processing fee waived²

Learn more

Business Credit Cards

$250 credit

Statement credit when you spent $5,000 in the first 90 days³

Learn more

Merchant Services from Payroc

Save $150

Statement credit⁴

Learn more

Cash Management Services

Save up to $345

Monthly service fee waiver for 3 months on any Cash Management package¹

Learn more

BizMax® Lines of Credit

Save $250

Reduced rate and processing fee waived²

Learn more

Business Credit Cards

$250 credit

Statement credit when you spent $5,000 in the first 90 days³

Learn more

Merchant Services from Payroc

Save $150

Statement credit⁴

Learn more

Waiver for Cash Management package monthly service fee starts on the application date. Fee waivers available for new service sign ups only. Per item fees still apply.
Application must be received by 6/30/26 for promotional waiver and rate to apply. Autopay discount does not apply to BizMax® Line of Credit. BizMax® Line of Credit APR is a variable APR based on WSJ Prime plus a margin. Margin will be fixed for 6 months
Application must be received by 6/30/2026 to qualify for bonus statement credit.
Statement credit of up to $150.00 USD is calculated based on applicable Payroc payment processing fees incurred by eligible MB&T bank clients newly enrolled in the Payroc merchant services program. This offer is void and inapplicable to merchants that do not satisfy standard credit approval requirements as determined by Payroc in its sole discretion. Statement credit shall be applied to the merchant’s account within ninety (90) calendar days following the date of program activation. Payroc reserves the right to withhold or reverse the statement credit in the event the foregoing conditions are not satisfied.