Man standing in warehouse.

Owner Occupied Commercial Real Estate Loans

Ready to buy your business building? Take advantage of our promotional rate and turn your rent into equity.

The Latest News

Top Stories

195 Local Nonprofit Organizations Receive Community Dividends® Awards and Share of $1 Million at Montecito Bank & Trust's 22nd Annual Luncheon

November 25, 2024
Montecito Bank & Trust hosted their annual Community Dividends awards luncheon to celebrate and recognize local nonprofit organizations and the work they do in our communities. Read more

Montecito Bank & Trust Earns Eighth "Best Banks to Work For" Award Nationally

November 12, 2024
For the eighth consecutive year Montecito Bank & Trust (MB&T) has been named a "Best Bank to Work For" by American Banker magazine. Read more

Montecito Bank & Trust celebrates local nonprofits at annual Anniversary Grants™ reception

March 13, 2024
On Wednesday evening, Montecito Bank & Trust celebrated its 49th anniversary by gathering with 11 local nonprofit representatives at the Bank's annual Anniversary Grants reception. Read more

Montecito Bank & Trust Opens Oxnard Branch & Celebrates Local Nonprofits

January 25, 2024
Over 140 Oxnard community leaders and business members gathered with MB&T associates for a ribbon cutting and grand opening celebration for their Oxnard branch. Read more

Holiday Shopping + Reward Points

Apply for a MB&T Preferred Rewards Credit Card to start earning rewards points on your holiday shopping this year.

Open an Account Online

Open a checking or savings account anytime and from anywhere. It's simple, secure and applying takes about 10 minutes!

Money Matters

Watch our videos to learn helpful information about money, banking, ID theft prevention and more!